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A place to discuss anything related to Canadian personal finance.
The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and discussions, and a variety of similar topics.
Read before posting or commenting.
1) Posts must be about personal finance in Canada
2) Be helpful and respectful
3) No soliciting of any kind
This includes referral links, recommendations for users to do business with you, and also extends to PM'ing users because of comments they made on this subreddit.
4) Avoid most self-promotion
This subreddit is for discussion of personal finance in Canada. It's not a venue to promote specific products or services, or to promote your personal blog or website. Repeated links to your personal blog or website as well as referral links may be removed without notice at the moderators' discretion.
5) IamAs/AMAs must be approved by mods
If you'd like to host an "I Am A/Ask Me Anything" (IamA/AMA) thread, you must first contact the moderators for approval. We will evaluate if your topic is suitable for the subreddidt and will set a date to avoid conflicts. Unapproved AMAs may be removed without notice at the moderator's discretion.
A good answer will be supported by relevant and reliable sources. Answers that link only to your personal blog or website are considered low-quality and may be removed at the moderators' discretion.
Have an in-depth answer.
Use a mix of context, explanation, and sources in your answer. Do not just post links to other sites as an answer.
If you have heard or read something which might be related to the question, and you want to check it, then make sure you ask it as a question. Do not post "I'm not sure if this is true..." or "Someone will correct me if I'm wrong." If you're not actually answering the question, then make sure your comment looks like a question.
Be welcoming and friendly.
Some people who are new to finances might not know what they're doing. Be patient with them. Keep disagreements polite.
Wiki / Frequently asked questions
Date / time| Person / Company ---------|----------|----------
We have a few AutoMod triggers that result in the bot posting an answer to commonly asked questions. He will also link to the relevant wiki page. If you add any of these terms to your comment AutoMod will immediately reply to your comment with an answer.
!TFSATrigger - Q&A on TFSA's, link to the wiki.
!MarginalTrigger - Tax brackets, and taxation of "the next dollar" with example.
!InvestingTrigger - Asks questions relevant to answer whether someone should be investing