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UKPersonalFinance: Getting your pounds in order

48,142 subscribers a community for 5 years, 7 months

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Discuss, learn and request advice on how to obtain, budget, protect, save and invest your pounds and pence.

Please familiarise yourself with our rules before posting

Additionally, find out how to get the most out of our subreddit

Reputation System

We now have a reputation system. If you post and a response helps you, please reply to their comment with

> !thanks

you will see a £x number by commenter's names - this is the number of times they've been thanked for their comments.

Only the thread poster and mods can use the !thanks command


Official UKPF Discord Server - Discuss your pounds and pence in real-time.


Speak to StepChange, a debt-management charity, also try Citizen's Advice

Useful Resources

Our Wiki is a good starting point for any questions you may have - including:

I have £x, what should I do?

UKPersonalFinance Flowchart - beta interactive version


Recommended Reading

15 Credit Rating Tips

The Importance of starting saving early

Investment fees, what they are and why they matter

Funds FAQ Part 1 and Part 2

Constructing Your Own Global Equity Tracker

Lifetime ISA FAQ and Regular ISA FAQ

Making the most of Current Accounts and Credit Cards and Account Benefits and switching bonuses

Exchange Rate and Market Timing Questions (and why they're banned)

Important Info

This subreddit is not a source of regulated financial advice, posters may not be qualified in any way.

Treat any information, recommendations or "advice" that you read here with caution and always do your own research.

For financial advice, consider seeking out a professional. You can use the following sites to help:

The Personal Finance Society

Online Resources Recommended by Subscribers

Money Saving Expert

Monevator - list of low cost brokers

BogleHeads UK Investing Wiki

Bank Account Savings Calculator

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